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Financial Infidelity

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by Jeannie Giordano

Unexpected bumps might be in store for couples who fail to discuss financial expectations before marriage.

Balancing marriage and financial issues can be daunting. Should she be allowed to spend $100 on a new handbag without discussing it with her husband first? Should he be allowed to buy sporting tickets to go to a game with his friends without discussing it with his wife first?

If one or both partners is used to spending freely, having to discuss purchases with his or her spouse once they get married, can feel restrictive and unfair. There are many decisions to make when joining into a marriage: should you keep your separate bank accounts or open only joint accounts? Some couples allow themselves a certain amount of discretionary spending, for instance: spending over $200 should be discussed.

The picture becomes more complicated when taking into account whether the couple has a duel-income or if one is a stay-at-home spouse. If one partner isn’t working while staying at home to raise children, how should discretionary income be budgeted for? Each partner will need some money to spend freely in order to feel independent.

Financial infidelity can show up in many ways. One partner might purchase an item and hide it in the back of their closet so the spouse never notices it. Another might go to the grocery store, get cash back, and then pocket the change.

Some couples feel that having a secret bank account or credit card is not only one of the worst financial scenarios but it might also be grounds for divorce.

Revealing your mistake anonymously online can be a good first start. Supportive online websites for revealing secrets and confessions can give you the freedom to reveal yourself without fear. Getting to the root of why you are keeping the secret from your spouse is critical to solving the issue.

Keeping secrets is risky business in more ways than one. It can ruin your marriage, but it can also ruin your health. Confessing anonymously online is a great way to start the process of telling the truth without fear. Once the ball is rolling, confessing to your spouse could be the next step.

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